Nick finished degrees in Finance, Economics, and Law at Bond University in Australia, including a scholarship and internship with Goldman Sachs. Experiencing the finance industry first hand in 2008 brought Nick to the newsletter industry instead. As the editor of The Daily Reckoning Australia and The Money for Life Letter, Nick provided a libertarian analysis of financial markets, with a specialization in alternative retirement investment strategies. Nick returned to the old world in 2015 to join MoneyWeek and focus on his Ph.D.